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Providing Mortgages for First time home buyers, repeat home buyers, refinancing, equity lines, FHA FHA Streamline, 203K, FHA Reverse Mortgages, Conventional, Jumbo Loans and 80%-15% Combo Loans with no P.M.I., V.A. Loans (100%), USDA Loans & Credit Repair consultation (FREE). Specializing in FAMILY ESTATE Real Estate Transactions (MADE FAST & EASY).


We also have a great Commercial Loan product line. FHA Approved, NLMS Licensed, Licensed in PA and NJ by the Department Of Banking.


Customers enjoy the convenience of closing in our Main Conference Room or in the comfort of their own home. Alpha has been established since 1997 and has evolved into one of the most successful mortgage companies in Pennsylvania.

Welcome to Alpha II Mortgage, Inc. Please feel free to ask any questions regarding your financial concerns and we will reply back the instant it reaches our email. We are here to answer all questions regarding the process of purchasing a first home, second home or investment property. We also have many products to fit your needs for the refinancing of all your properties & to lower your current mortgage rates . You can also pay off debts, repair home or receive extra cash out.

We have customers all over the state of PA, NJ and closing locations in:





And All Other Counties In PA & NJ


​Credit Score Repair & First Time Home Buyers

Credit Repair Loans: If you need to get your low credit score to a higher number, we can provide the right information to achieve that so that you qualify for the best loan available at your new score. Go get that dream home you always wanted! First Time Home Buyers Programs: or if you have not had home ownership in the last 3 years, you still qualify as a First Time Home Buyer.


Benefit 1: Only need 3.5% down money and can be Gift Funds. 

Benefit 2: Write off interest & closing costs off Gross Income for tax benefit. Renting does not allow. 

Benefit 3: There are several Grant & Aid Programs offered in your community that you may qualify for.​

​FHA Streamline, 203K and Reverse Mortgage Refinance

FHA STREAMLINE: A Quick & Fast way to lower your rate with minimal costs. Refinance or Purchase


203K FHA Home Repair Loan: can give you the money you need to fix up that dream home. Full 203K when you need to do major repair work and a 203K Streamline that will allow up to $35,000 in repair with much less documentation and easy contract approval.


FHA Mortgages:  With only 3.5% Down and up to 6% Seller Assist.


REVERSE MORTGAGES: Reverse Mortgages are becoming very popular but know what you are getting into and get all the information you can.

Programs & Benefits of buying a home for the first time or if it has been 3 years since your last home ownership.

Low costs for lowering an interest rate in a current FHA Mortgage. Purchase or Refinance for repair work and To help seniors 62 or older capture a level of comfort in their financial situation.​

​Jumbo Loans

When you need a larger loan amount and want the best rate.

JUMBO LOANS: for the Elite Home owner who needs to go above the $424,100.00 loan amount. Also 80%-10% or 80%-15% for those looking for a no P.M.I. loan. We are the JUMBO LOAN Specialist.​


Credit Evaluation​

FREE ​Discussions on how to improve your credit. We can help you increase that score and put you in control of your destiny. FREE CONSULTATION.

A no hassle way to complete the loan process. Once we close your loan consultation is free for the rest of your life!.

Closings Made Fast & Easy​

Family Estate Property​

We have 20 years experience in handling Family Estate properties. In most cases no transfer tax.​


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PA   (215) 295-7300         NJ    (609) 770-8310                 (888) 285-2564 Toll Free

956 Trenton Road,  Fairless Hills, PA 19033​

Alpha II Mortgage, Inc.

Licensed in PA & NJ​